Homeowner Protection Alliance

Updates

Posted on Feb 23, 2021

Randy was an awesome homeowner to help. He tried to leave a google review however his review will not post. so he sent us a screenshot of his great review. we are very proud to have been of help. Great work Anthony.

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Posted on Feb 20, 2021

This testimonial video speaks for itself, no need for a long caption here to explain. Thank you Mr. Jenkins for making and sharing this video. He explains the situation he was in, and how Brent at HPA came to the rescue.

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Posted on Feb 1, 2021

Thank you to the always gracious Ms. Redd for her great testimonial video and kind words. All of us here at Homeowner Protection Alliance are extremely proud to been able to help and protect her family.

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Posted on Dec 31, 2020

The pandemic in 2020 has been a nightmare for many. What makes it worse is the false sense of hope & help mortgage companies have given homeowners. Clouded with misinformation and one sided offers, homeowners are literally being misled by the very mortgage company they think are helping their fam...

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Posted on Dec 7, 2020

Thank you Julian for this amazing testimonial video, and all the kind words. All of us here at Homeowner Protection Alliance are proud to have been able to help and serve your lovely family. God Bless!

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Posted on Nov 12, 2020

Great video from a stand up gentleman!

Posted on Oct 25, 2020

this is must watch video for anyone who has fallen behind on thier mortgage payments in 2020. Thank you Pamela for taking the time to make and share this video. This video is from the heart, and she explains the situation she was in, and how she was protected. Thank you and God Bless you!

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Posted on Sep 24, 2020

Thank you Kyle for the kind words and amazing video. All of us here at Homeowner Protection Alliance, especially David are extremely proud to have been of help and service. Great work also by the legal team at RLC for taking the legal aspects of the case and delivering a solid result. Great team ...

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Posted on Sep 14, 2020

Fantastic video by Javier. He explains how Jason from Homeowner Protection Alliance helped protect his family from foreclosure

Testimonials

2 weeks ago

Jason Murphy is great! He was patient and knowledgeable and made me fill like he had my best interest at heart. Jason and the Homeowner Protection Alliance are awesome and I thank God for them

- Erica G

a day ago

I do not write reviews very often, however, I feel this may help others that find themselves in difficult situations as we did recently. Our 2nd Mortgage was interest only for 10 years with B of A. Prior to the tenth year expiration, we were in the process of working to get a loan modification with them, as we knew we couldn’t afford the new payment once the ten years was done. During this time, however, our loan was sold to SLS.. We tried to get mortgage relief and applied with them twice however, we were only approved for a Short Sale. We had been paying on our home for 20 years so a Short Sale was not something we could accept.. SLS was the most frustrating company I have ever dealt with. The tell lies to assure you they will work with you to find a solution however, we found out the hard way that all the calls I made to their reps were a waste of time. They put us in pre-foreclosure status with a pending sale date on our home. This is when panic set in. I went on line and the f...

- Dee S

4 months ago

Jason Murphy was the absolute best. Put in contact with the law firm and was the perfect liaison. He made sure we stayed in contact with each other and all needed documentation was received and given on both sides. I am eternally grateful and satisfied with the service of the Homeowner Protection Alliance!!!

- Andre G

Who are Homeowner protection Alliance?

Homeowner Protection Alliance is an advocacy group with a mission to help homeowners find the right answers to important questions.

Homeowner Protection Alliance is not a government agency.

Homeowner Protection Alliance is not associated with any banks or mortgage companies.
Homeowner Protection Alliance does not charge homeowners any fees, and is not licensed to perform real estate or legal services.

Homeowner Protection Alliance’s mission is to simply help homeowners understand what options are available, avoid scams, and find the right help when necessary.

In 2012, we joined together and created our advocacy group HPA. Our goal was and always has been to help homeowners like yourself and like ourselves in need of honest straightforward help. Answers to questions about home finance, mortgages, foreclosures, and an assortment of other needs.
By 2014, we continued our efforts and assisted over 400 homeowners in protecting their homes and families.
In 2015, we helped and protected over 500 more homeowners in keeping their homes safe from foreclosures.
In 2016, we continued our important work helping and protecting over 600 more homeowners.
In 2017, we are proud and excited to say we helped and protected over 1000 homeowners and families.
In 2018 we where blessed to have protected another 1000+ homeowners.
In 2019, we continued to protect 1000+ more homeowners.
in 2020, we have increased our advocacy staff and hours, so that we can be available for all homeowners in hardship. either prior or after the covid19 health and financial crisis.

Important Note to all homeowners:
Homeowner Protection Alliance does not assist homeowners in the State of New Mexico, and Delaware. We apologize for any inconvenience.

Also important:

Homeowner Protection Alliance is not associated with the Government or any state government office. Our services are not approved by the government, your state, or your mortgage company.

Even if you accept our help and use our service, your lender may still not agree to change/modify your loan.
It is illegal for anyone to accept upfront payment from homeowners in regards to mortgage assistance or loan modification services.
Homeowners should always stay in communication with the mortgage Servicer on their loan, and mortgage companies and lenders may decide against modifying mortgage terms per guidelines and program restrictions.

You should Never discontinue communication with your mortgage company.

You should NEVER stop making mortgage payments on purpos, or in an effort to qualify for help.

It is not necessary to pay a third party to arrange for a loan modification or other form of forbearance from your mortgage lender or servicer. You may call your lender directly to ask for a change in your loan terms. Nonprofit housing counseling agencies also offer these and other forms of borrower assistance free of charge. A list of nonprofit housing counseling agencies approved by the United States Department of Housing and Urban Development (HUD) is available from your local HUD office or by visiting www.hud.gov.