Homeowner Protection Alliance is an advocacy group with a mission to help homeowners find the right answers to important questions.
Homeowner Protection Alliance is not a government agency.
Homeowner Protection Alliance is not associated with any banks or mortgage companies.
Homeowner Protection Alliance does not charge homeowners any fees, and is not licensed to perform real estate or legal services.
Homeowner Protection Alliance’s mission is to simply help homeowners understand what options are available, avoid scams, and find the right help when necessary.
- In 2012, we joined together and created our advocacy group HPA. Our goal was and always has been to help homeowners like yourself and like ourselves in need of honest straightforward help. Answers to questions about home finance, mortgages, foreclosures, and an assortment of other needs.
- By 2014, we continued our efforts and assisted over 400 homeowners in protecting their homes and families.
- In 2015, we helped and protected over 500 more homeowners in keeping their homes safe from foreclosures.
- In 2016, we continued our important work helping and protecting over 600 more homeowners.
- In 2017, we are proud and excited to say we helped and protected over 1000 homeowners and families.
- In 2018 we where blessed to have protected another 1000+ homeowners.
- In 2019, we continued to protect 1000+ more homeowners.
- in 2020, we have increased our advocacy staff and hours, so that we can be available for all homeowners in hardship. either prior or after the covid19 health and financial crisis.
Important Note to all homeowners:
Homeowner Protection Alliance does not assist homeowners in the State of New Mexico, and Delaware. We apologize for any inconvenience.
Homeowner Protection Alliance is not associated with the Government or any state government office. Our services are not approved by the government, your state, or your mortgage company.
Even if you accept our help and use our service, your lender may still not agree to change/modify your loan.
It is illegal for anyone to accept upfront payment from homeowners in regards to mortgage assistance or loan modification services.
Homeowners should always stay in communication with the mortgage Servicer on their loan, and mortgage companies and lenders may decide against modifying mortgage terms per guidelines and program restrictions.
You should Never discontinue communication with your mortgage company.
You should NEVER stop making mortgage payments on purpos, or in an effort to qualify for help.
It is not necessary to pay a third party to arrange for a loan modification or other form of forbearance from your mortgage lender or servicer. You may call your lender directly to ask for a change in your loan terms. Nonprofit housing counseling agencies also offer these and other forms of borrower assistance free of charge. A list of nonprofit housing counseling agencies approved by the United States Department of Housing and Urban Development (HUD) is available from your local HUD office or by visiting www.hud.gov